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Banking

Modernizing the systems banks actually run on

Most banks are carrying a core that works but cannot move, wrapped in channels customers now expect to change monthly. We modernize the layers that need to move, integrate cleanly with the ones that do not, and take the regulatory reporting burden off your operations team.

24×7Support for systems where
downtime is measured in revenue
99.9%Availability targets on
customer-facing channels
40%Typical cut in manual
reconciliation effort
15+Years in regulated
delivery environments
Modern bank building exterior
Across the Bank

From the core ledger to the customer’s phone

We work across the full stack a bank depends on, and can start at whichever layer is causing the most pain.

Core Banking
Payments & Settlement
Lending & Credit
Digital Channels
Risk & Compliance
Branch Operations
What We Do

Technology and talent across banking operations

Practical engineering for institutions that have to keep running while they change.

Core Banking Modernization

Move off constraints without a big-bang rewrite. We wrap, extend and progressively replace, with rollback available at every stage.

  • Core assessment and migration roadmap
  • API layers over legacy cores
  • Phased data migration and cutover

Digital Banking Channels

Internet and mobile banking that customers can actually complete a task in, built to survive peak load and security review.

  • Mobile and internet banking platforms
  • Digital onboarding and eKYC journeys
  • Accessibility and performance engineering

Payments & Settlement

Payment rails, reconciliation and settlement integration that clear cleanly and reconcile without a spreadsheet.

  • UPI, NEFT, RTGS and card integration
  • Automated reconciliation and break handling
  • Real-time payment status and alerting

Lending & Credit Platforms

Loan origination and servicing journeys that shorten decision time and make the credit policy explicit in code.

  • Loan origination and underwriting workflows
  • Credit scoring and decisioning models
  • Collections and servicing automation

Regulatory Reporting

One governed data layer feeding the regulator, instead of a monthly scramble across disconnected systems.

  • Automated regulatory return generation
  • AML and transaction monitoring support
  • Audit trails and evidence retention

Security & Fraud Prevention

The controls auditors ask about first, plus the monitoring that catches problems before customers report them.

  • Identity and access management
  • Fraud detection and anomaly models
  • Encryption, key management and DR planning
Who We Serve

Tailored solutions across banking

Retail bank branch interior
Retail Banking

Serve high volumes of everyday customers across branch, web and mobile without the channels drifting apart.

  • Unified customer view across channels
  • Self-service and branch process automation
  • Personalized product recommendations
Customer making a mobile payment
Commercial & Corporate Banking

Cash management, trade finance and corporate portals built for clients whose own operations depend on yours.

  • Corporate banking portals and dashboards
  • Cash management and liquidity reporting
  • Trade finance workflow digitization
Currency and financial documents
Cooperative & Regional Banks

Enterprise-grade capability at a scale and cost that works for smaller institutions, delivered from our Chennai centre.

  • Cost-effective core and channel upgrades
  • Shared managed support arrangements
  • Compliance reporting without a large IT team
Built for Regulated Environments

Compliance designed in, not bolted on

Banking systems are audited constantly. We build with that reality in mind from the first sprint.

RBI Guidelines

Aligned to regulatory expectations and reporting obligations

PCI DSS

Cardholder data handled to payment industry security standards

GDPR & Data Privacy

Customer data protected across regions and jurisdictions

ISO 27001 & SOC 2

Controlled access, audit trails and documented change management

Why Adhiran Infotech

Benefits of working with us

Strategic Partnerships : We invest in long-term relationships rather than one-off transactions, aligning our roadmap to your business objectives.
Competitive Pricing : Onshore–offshore delivery from Chennai gives you maximum value on every penny spent, without compromising on quality.
Flexibility : Engagement models are tailored to how you work and scale up or down as your business grows.
Excellent Customer Service : Goal-oriented customer care with prompt communication and a named point of contact throughout.
Capabilities We Bring

The technology behind our banking work

Every engagement draws on the same core capabilities, combined to fit the problem in front of us.

AI/ML Solutions

Predictive models, computer vision and intelligent automation built on your own operational data.

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E-Commerce Development

Storefronts, checkout and order management engineered for conversion and peak-season load.

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Power BI

Dashboards and reporting that turn scattered operational data into decisions leaders actually make.

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Block Chain

Distributed ledger solutions for traceability, settlement and tamper-evident record keeping.

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QA Process

Independent testing and automation that catches regressions before your customers do.

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UI PATH

RPA bots that take repetitive back-office work off your team entirely.

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Success Story

Re-engineering a digital bank’s core platform

A digital-first bank rebuilt its transaction processing layer with our engineering team, absorbing several times the previous volume while cutting response times sharply.

View More Case Studies →
73%
reduction in transaction latency

Ready to modernize your banking platforms?

Tell us what you are running today and we will come back with an assessment, a migration path and a realistic view of effort.

Talk to an Expert Hire Banking Talent